Legal Ways to Bring Money to Turkey for Investment | Laws + Safe Methods (2025)

 Legal Ways to Bring Money to Turkey for Investment (Complete Guide 2025)

Turkey has recently become one of the best investment destinations for Iranians; from purchasing property and registering companies to trade, tourism, exports, and imports.
However, the most important question is:

How can one legally, safely, and verifiably transfer money into Turkey?

Here, we will review all the completely legal and government-approved methods.

 1. International Bank Transfer (SWIFT) – The Safest Method

Transferring money from banks inside or outside Iran to Turkish banks using the SWIFT code is one of the most transparent methods.
This route is suitable for:

• Purchasing property

• Starting a company

• Purchasing equipment

• Imported capital

Advantages:

• Official bank receipt

• Presentable to the Turkish tax office

• Suitable for investment residence application (İkamet - Yabancı yatırımcı)

• Traceable and legal

Adonis Exchange can manage SWIFT transfers from European, Asian, UAE, Qatar, and Turkish banks for you.

 2. Corporate Capital Injection

If you intend to register a company in Turkey, you can inject the initial capital through:

• Institutional payment to the company account

• Official transfer from the owner's account to the legal account

• Presenting documents to the chamber of commerce

and bring it to Turkey.

This method is suitable for:

• Exports

• Imports

• Online sales

• B2B trade

Important Note: Corporate capital is legally more verifiable and safer than personal capital.

 3. Bringing Money in Cash (Cash Declaration) – Only with Official Declaration

Bringing in dollar or euro banknotes to Turkey is legal provided that:

• You declare amounts over €10,000 at customs

• Fill out the Cash Declaration form

Advantages:

• Fast and without waiting

• Suitable for starting activities or small purchases

Disadvantages:

• Not recommended for property purchases or large investments

• If not declared → creates legal and tax problems

 4. Issuing Official Invoices and Commercial Payments by Adonis

If you need to transfer money for:

• Purchasing goods from Europe

• Importing parts

• Buying industrial equipment

• Corporate payments

You can obtain an official invoice from Adonis Exchange to ensure your payment is:

• Registrable

• Tax-reportable

• Commercially traceable

This method is the best option for merchants and traders.

 5. Transfers via European Accounts (SEPA – IBAN)

If you are in:

• Germany

• Netherlands

• France

• Spain

• Italy

• United Kingdom

• Ireland

• Austria

• Switzerland

• Sweden

• Norway

• Denmark

You can transfer money to Turkey with very low fees.

Adonis Exchange has a European payment network and settles your payment the same day.

 6. Money Transfer from Iran to Turkey with Adonis Exchange

This method is the simplest path for many investors:

Advantages:

• Secure payment in less than 24 hours

• Receive lira, dollar, or euro

• Official receipt provided

• Suitable for property purchases, rent, bank deposits, trade

Adonis Exchange legally processes all payments with official bank accounts in Turkey.

 7. Purchasing Property and Officially Registering Injected Capital

If you intend to buy property, you can enter your money through Adonis:

• Pay it through Adonis

• Register it in a Turkish bank

• Use for the property deed (Tapu)

This is necessary for obtaining:

• Ownership Residency

• Turkish Citizenship (when buying property above limit)

It is also essential.

 8. The Best Route for Iranian Investors (Professional Recommendation)

Considering the tax laws in Turkey, the best and safest scenario is:

  Step 1

Transfer money through official channels (SWIFT / SEPA / Adonis)

  Step 2

Registration in the Turkish banking system with legal receipt

  Step 3

Using the money for:

• Property purchase

• Company registration

• Product purchases

• Importing or exporting

 Comparison Table of Legal Money Transfer Methods